Notice CP53E.
The IRS could not deposit the refund (missing, invalid or rejected bank details).
After you respond
Status updates in about 2-5 business days; if you do nothing a paper check goes out after 6 weeks.
Forecast my refundPick this letter in the questions; the forecast counts from the hold.
What to do.
Within 30 days add a bank account in your IRS online account (Notifications). One attempt only; phone updates are not possible.
Then.
Status updates in about 2-5 business days; if you do nothing a paper check goes out after 6 weeks.
Use only the contact details printed on the letter or on irs.gov.
Questions people ask
Why did I get Notice CP53E?
The IRS could not deposit the refund (missing, invalid or rejected bank details).
How do I respond to Notice CP53E?
Within 30 days add a bank account in your IRS online account (Notifications). One attempt only; phone updates are not possible.
When will I get my refund after Notice CP53E?
Status updates in about 2-5 business days; if you do nothing a paper check goes out after 6 weeks.
Sources
Checked against these sources on October 30, 2026.