Code 765: earned income credit reversal.
From IRS Document 6209, the IRS's processing codes manual.
Have code 765 on your transcript?
Add the transcript. The forecast counts from the codes you actually have.
Check my refundRead in your browser. Nothing is uploaded.
For your refund.
This code is rare on refund timelines. The IRS's own description is on the right.
Document 6209 says
Debit. Used on individual (IMF) accounts.
Earned Income Credit Reversal
The full Document 6209 entry, as printed
Debit (NPJ) I Earned Income Credit Reversal 47, 54 Reverses TC 764 or 768.
After code 765
Not enough shared timelines with this code yet. The block fills in once 30 people with code 765 share theirs from the result page.
Crowd figures, not IRS data. They describe what happened to others, not a promise.
Questions people ask
What does code 765 mean on my IRS transcript?
Document 6209 calls it "Earned Income Credit Reversal".
Sources
Checked against these sources on October 30, 2026.